Broker Check

Your Journey Your Way

Are college loans weighing you down?

Is your career choice secure?

Do you have a 401K?

Are you aware pensions are a thing of the past?

In your 20s and 30s, you probably have quite different personal finance and investing priorities than your parents.  College, graduate school, and advanced certificate programs can open doors and seriously boost your career prospects. However, tuition and fees for public, four-year colleges increase by 3.5% each year.1 Early financial strategizing can help you get out of debt faster, save for important life goals, and give you a head start on retirement.

Most investors make long-term investment decisions with one target in mind: building for retirement. Building for retirement begins with taking advantage of employer-sponsored 401(k) plans.  Some employers make matching contributions to 401(k)s. Employers’ contributions may be considered an incentive to enrolling in employer sponsored plans. Many employers provide 50% matches of employee contributions up to employees’ first 6%.

You will also have a different retirement to navigate than that of baby boomers.  Today’s retirees can look forward to Social Security income, defined-benefit pension plans, and the benefits of decades-long careers.  The next generations of retirees may not have those assurances, making personal savings and investing critical.

We want to help you live a life of value focused on those things that are most important to you. As your advisor, we make certain that your individual needs and personal objectives are carefully considered as we help you develop an action-oriented plan to reach your financial goals.

Call us today and let us help you begin your journey.


1“Trends in College Pricing, 2016.” CollegeBoard. https://trends.collegeboard.org/sites/default/files/2016-trends-college-pricing-web_1.pdf (Accessed August 14, 2017)